Jim Payne is an East Texas native who attended Carthage high school, graduated Panola College in 1964, and, the University of Houston in 1966.
He served as Chairman and CEO at First State Bank and Trust in Carthage until his retirement last year. Mr. Payne is enjoying farming and playing golf in his leisure time.
He and his wife Sandra have been married 51 years. They have raised two daughters and now have 3 granddaughters.